MLS# 1823829 - 863 Farmhouse Trail, New Braunfels, TX 78130

Lenders tightening up their restrictions? We've got a solution for you! Did you just miss out on that dream home in New Braunfels? Is your credit score just a few points too low for approval? Or maybe life's circumstances are making it tough to secure a loan? Here's your chance! A stunning 2022-built home, with over $80,000 in upgrades, is now being offered with Owner Financing - no traditional bank required! Originally priced at $429,000, you can now make this home yours for just $340,000! Nestled on a peaceful street in New Braunfels, you're only a half-mile walk to the Guadalupe River for tubing, and just 1.5 miles to downtown Gruene or 1.8 miles to the fun at Schlitterbahn. But that's not all - the kitchen and bathrooms are a true standout, featuring designer luxury finishes throughout. From the high-end granite countertops to the elegant marble backsplashes, every detail has been carefully chosen. The home also boasts over $9,000 in upgraded cabinetry, more than $15,000 in premium tile work, and nearly $10,000 invested in beautiful wood flooring. Outside, you'll find over $14,000 in enhancements including a privacy fence, landscaping, and structural upgrades. Plus, nearly $3,000 worth of custom shades, dimmers, and ceiling fans add a touch of style and convenience to every room. Owner financing terms are flexible based on your financial situation. With a higher down payment and/or better credit, you could secure an interest rate as low as 7%. If your credit or down payment is lower, you can still qualify with a higher rate - up to 10% for higher-risk borrowers. Rest easy knowing that all the paperwork will be professionally handled by an attorney at Priority Title to protect both you and the seller. A third-party servicer will manage the loan for smooth, reliable payments. Don't let lending restrictions hold you back - own this beautiful home today!